How to Send Money from Mpesa to Airtel Money

In the past, transferring money between different mobile networks in Kenya was a cumbersome process. When an M-Pesa user wanted to send money to an Airtel customer, the recipient had to physically visit an agent from the sender’s network within a week to withdraw the funds. 

Enter the new era, where you just need to key in a code in your phone, enter the phone number and the amount and viola! The transaction is complete. Amazing, right?

Let us show you how exactly to do it:

Also Read:

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The “Tuma Popote” service (meaning “Send Everywhere” in Swahili) allows M-Pesa users to transfer money to other networks, including Airtel Money.

How to Send Money From Safaricom to Airtel Money Infographic

Here’s a comprehensive, step-by-step guide to using this service:

1. Access M-Pesa Menu: Dial *334# from your Safaricom registered phone number.

2. Select “Send Money”: From the main menu, choose the “Send Money” option.

3. Choose Recipient Network: Select “Send to other Network” from the subsequent menu.

4. Enter Recipient’s Number: Input the Airtel mobile number of the recipient. Ensure you use the correct format (e.g., 0733XXXXXX or 254733XXXXXX).

5. Specify Amount: Enter the amount you wish to send in Kenyan Shillings.

6. Confirm with PIN: Input your M-Pesa PIN to authorize the transaction.

7. Review Transaction Details: Carefully check all the details presented, including the recipient’s number and the amount.

8. Complete Transaction: If all details are correct, confirm to finalize the transfer.

After completing these steps, both you and the recipient will receive SMS notifications confirming the successful transaction.

It’s important to note the following transaction limits for M-Pesa, which apply to all transfers, including those to Airtel Money:

Need to do it the other way round by transferring money from Airtel Money to Safaricom?

How to Transfer Money from Airtel to Safaricom MPESA Infographic

Here’s how to do it!

1. Dial *334# on your Airtel line. This short code will open the Airtel Money menu on your device.

2. From the menu, choose the “Send Money” option. This will take you to the money transfer submenu.

3. Select “Send Money to Any Network.” Note that transfers within Airtel are typically free of charge.

4. Input the Safaricom number of the recipient. For security purposes, you’ll be asked to re-enter the number to confirm it’s correct.

5.  Enter the amount of money you wish to send in Kenyan Shillings.

6. Enter your Airtel Money PIN to confirm and complete the transaction.

Transaction Limits for Airtel Money:

Please note that these limits are subject to change, so it’s advisable to check with Airtel for the most up-to-date information.

As two of the leading mobile money services in the country, Mpesa and Airtel Money offer users the convenience of sending funds across networks. 

However, it’s important for users to be aware of the associated costs when transferring money from Mpesa to Airtel Money. 

Mpesa Transaction Charges

Transaction Range (KSH)Transaction Type and Customer Charges (KSH)
MinMaxTransfer to M-PESA Users, Pochi La Biashara and Business Till to CustomerTransfer to Other Registered Mobile Money Users
149FreeFree
50100FreeFree
10150077
5011,0001313
1,0011,5002323
1,5012,5003333
2,5013,5005353
3,5015,0005757
5,0017,5007878
7,50110,0009090
10,00115,000100100
15,00120,000105105
20,00135,000108108
35,00150,000108108
50,001250,000108108

Airtel Money Transaction Charges


Airtel Transaction Charges

Transaction bands and LimitsAirtel to Airtel ChargesTransfer to other Networks
MinMaxChargesCharges
149Free0
50100Free0
101500Free6
5011,000Free11
1,0011,500Free20
1,5012,500Free30
2,5013,500Free50
3,5015,000Free50
5,0017,500Free70
7,50110,000Free80
10,00115,000Free90
15,00120,000Free95
20,00125,000Free95
25,00135,000Free100
35,00140,000Free105
40,00145,000Free105
45,00150,000Free105
50,001250,000Free105

Transferring money from Mpesa to Airtel Money is a straightforward process that enhances financial flexibility for users across different mobile networks in Kenya. By following the simple steps outlined in this guide, you can easily send funds to Airtel Money recipients, bridging the gap between these two popular mobile money platforms.

While there are fees associated with cross-network transfers, the convenience and speed of this service make it a valuable tool for managing your finances in today’s interconnected world.